Do you make over $20,000 a year? Get ready to pay more money for your health insurance. According to a detailed analysis by the National Journal, Obamacare is looking more unaffordable than ever.

A single wage earner must make less than $20,000 to see his or her current premiums drop or stay the same under Obamacare, an independent review by National Journal found. That’s equivalent to approximately 34 percent of all single workers in the U.S. seeing any benefit in the new system. For those seeking family-of-four coverage under the ACA, about 43 percent will see cost savings. Families must earn less than or equal to $62,300, or they, too, will be looking at a bigger bill.

It appears that for a lot of people, Obamacare will be a bit more than the average cellphone bill.

Read the full report here.