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Debating the "Government Option/Public Plan

By: Hugh Hewitt
Examiner Columnist
July 6, 2009

Today is "health care debate" day on my radio show. Three experts will each spend an hour outlining and critiquing the radical proposals currently circulating in the Senate and the House.

Dr. Robert Moffitt is the Director of the Center for Health Policy Studies at the Heritage Foundation. Moffitt has been tracking the Congressional tinkering with American medicine for a quarter century.

Like everyone else who has ever been covered by the federal Employees Health Benefits Program -"FEHB" for short--and with the grasp of details that only a former senior official at the Office of Personnel Management which oversees FEHB can bring to the conversation, Moffitt knows and is quick to firmly point out that when President Obama tells the public that he wants to offer everyone the same sort of "public plan" members of Congress and federal employees enjoy, the president is misleading his audience.

There is no "public plan" for the members of Congress or federal employees. None. There is rather a wide-open competition among hundreds of private plans. President Obama wants the public to think that D.C. elites enjoy a special government-owned-and-operated health insurance plan, but no such thing exists.

Professor Clayton Christensen is one of the brightest lights at Harvard Business School, and he has been engaged in the study of American health care for a decade. He is co-author of a new book, "The Innovator's Prescription," which brilliantly diagnoses many of the ails of our current health care system and offers numerous excellent ideas on the way forward.

Professor Christensen is appalled by the prospect of a "government plan/public option," as is almost every serious proponent of improving the quality and affordability of American medicine. The current proposals circulating on the Hill are so far removed from real reform that Professor Christensen would rather the Congress do nothing than anything it presently has it sights on trying.

Dr. Irwin Redliner is president and co-founder of the Children's Health Fund, and a professor at Columbia's medical school. Dr. Redliner is a self-proclaimed progressive, whom I place on the "smart Left."

He and his colleagues want mostly to get health care to the radically underserved urban and rural poor. He'll take a government option, but readily admits that it doesn't do much for the underserved who need clinics with open doors and staffed by competent doctors and nurses.

Redliner would much rather see billions pumped into a community clinic system that delivers real medicine to patients than spent on a massive bureaucracy overseeing an extension of Medicare rationing to every American, which is the essence of the "government option/public plan."

Most honest health care experts I interview from across the ideological spectrum will quickly agree that a "government option/public plan" is a cure in search of a disease. It does not solve the problems of the uninsured and it does not deliver basic health care to the neediest poor.

It doesn't open or maintain a single community clinic. It doesn't relieve the massive and massively expensive use of emergency rooms for minor ailments. It doesn't reform the out-of-control tort law system that drives doctors to practice ridiculously expensive defensive medicine by covering their every diagnosis in a battery of unnecessary and costly tests. It doesn't develop a single new drug or provide a single free screening for any disease.

What the "government plan/public option" does do is dramatically increase the power of the federal government over a vast part of the private sector, while providing powerful incentives to private employers to dump their employees into a new federally-owned-and-operated health insurance plan.

President Obama says again and again that everyone who likes their health insurance can keep it under his plan.

And every single time he says that, he is deceiving the public because his plan will lead tens of thousands of employers of tens of millions of Americans to dump those employees into a new, stingy, unwieldy and quick-to-ration federal health insurance program.

That's not reform. That's politics. And it has to be defeated.

All three hours of these discussions today will be posted as podcasts at HughHewwitt.com and transcribed there as well. No one who listens or reads any series of serious discussions about the president's proposals will think the "government option/public plan" will fix anything.

Examiner columnist Hugh Hewitt is a law professor at Chapman University Law School and a nationally syndicated radio talk show host who blogs daily at HughHewitt.com




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Reader Comments

All comments on this page are subject to our Terms of Use and do not necessarily reflect the views of the Examiner or its staff. Comment box is limited to 250 words.

s2010sarah

Jul 6, 2009

This article is right on! The gov't is not out to make a profit, like private companies. It will lead to the demise of private programs and thus make everyone dependent on gov't healthcare, which will put us even deeper into debt. Is this really what America needs?

 

s2010sarah

Jul 6, 2009

Right on!

 

dissenter

Jul 7, 2009

This sounds like typical conservative talking points--government take-over of your health care, government can't do anything right, we're being taken for a ride. Fact: I get health coverage from my employer. It is rationed: I must go to certain doctors and hospitals, the insurance only pays a certain amount. I must get certain procedures approved ahead of time. My parents are on Medicare; they can go to doctors/hospitals when needed. Yes, Medicare only pays a certain rate just like my insurance. Are they turned away? NO. Medicare's administrative costs are said to be 1-2%. Most health insurance admin costs are 20-24%. This is more efficient?

 

Rami

Jul 8, 2009

Excellent insight. Please don't lump Congress health benefits with the rest of FEHB. If Congress wants to offer the rest of the country what they (Congress) get in terms of health care benefits, then it might be something to consider. Never mistake those benefits with what is offered to the rest of Federal workers.

 

DebM

Jul 8, 2009

To dissenter: Your plan & medicare may currently work, but wait until you drop hundreds of thousands more people on it, and let's see how pleased you are then!

 

andrea

Jul 8, 2009

FEHB could be expanded to have the government pick up a portion of the premium like how it pays for my insurance as a federal employee. Make it available for everyone who doesn't have an employer provided plan. That way private insurers won't be "driven out of business", and more people will be covered. This would be a lot cheaper than setting up a whole new system to administer a "public plan". Plus, doing it this way would not cause employers to dump their insurance; good companies need to provide good benefits to continue to attract good employees.

 

Jim S

Jul 8, 2009

The best item that the government handles is Defense. I does this well. Healthcare would be a problem. Healthcare provideres are providers are already underpaid and going bankrupt. Look happened to Medicare. Private companies may have problems, but they are better able to handle this area.

 

Anon

Jul 8, 2009

Being a Federal employee, I have to pay apart of my FEHB upfront; it is not free! It is not a public plan. From what I have seen, any time the Government dabbles into a "business" everything goes wrong! Give welfare back to the Church. What does the Government know about running a company (car manufacturing, etc.); so stay out of health care! Maybe people should consider giving up the extra cars, boats, houses, etc. and have the insurance companies provide a card to the individual that can be included with their tax return as verification of coverage; so, if the individual applies for any benefits, they must document that they have insurance before receiving the benefits.

 

ajr

Jul 8, 2009

So.....if we dumped money into community clinics (which sounds great)...what would that do? Would care then be free? I'm sure there are exceptions, but it seems like the barrier to health care forthe underserved islack of ability to pay, not lack of health care providers. I'm not claiming to understand anything, but I wonder if 1) the government provided the same options for care that we get as feds; 2) employers DID dump employees into that system...wouldn't that be a break for businesses that currently have to pay for health benefits? That could actually be a job creator?

 

ajr

Jul 8, 2009

So.....if we dumped money into community clinics (which sounds great)...what would that do? Would care then be free? I'm sure there are exceptions, but it seems like the barrier to health care forthe underserved islack of ability to pay, not lack of health care providers. I'm not claiming to understand anything, but I wonder if 1) the government provided the same options for care that we get as feds; 2) employers DID dump employees into that system...wouldn't that be a break for businesses that currently have to pay for health benefits? That could actually be a job creator?

 

larry

Jul 8, 2009

One of the best articles I've read on the topic! Unfortunately - I was listening to a radio talk show yesterday and the young caller (liberal democrat) didn't care about anything but what the Government was going to do for him - regardless of impact on the country! A lost generation???

 

Ron Retiree

Jul 8, 2009

I've too have heard the crap about what great medical coverage members of congress,federal employees and retirees have. I'm paying big bucks for BCBS Fed Program and they just jacked our copays for drug coverages sky high.

 

henryd

Jul 8, 2009

One of the big problems with the healthcare debate is that we are lumping a number of different topics together, i.e. access to medical care, health insurance, cost of medical care, etc. I do not support a one payer system and I think that congress' rush to find a "solution" will create immense problems in an area that is 16% of our GDP.

 

Larry

Jul 8, 2009

It is insane to open up FEHB to the general Public. Obama's administartion is having difficulty keeping Medicare / Medicade alive and healthy. It is expected to be insolvent by 2012. Where does he think he will get the funding for a Public sponsored health plan for all. If you want to keep your FEHB out of the options I suggest you get all over your COngressional Member back to boycote his concept, You can also expect your FED premium contribution to your FEHB todiminish in the very near future with all the talk about cutting our entiltlement programs. Regardless of Party loyalty we cannot allow this administration to destroy our livelyhood and health plan the FEHB. Get off your butt and onto your representatives.

 

Marilyn

Jul 15, 2009

I work for the Dept of Defense and our health coverage will be going up again in 2010. Why does everyone think federal employees have such great benefits and make so much money - compared to others? People in America and everywhere else for that matter need to understand this one fact - federal employees are taxpayers too. Some of us pay higher taxes than most people. So, when you all are complaining about 'those high-paid federal workers getting a 2% or whatever raise every year - remember this - we pay taxes and are paying our own wages. Thank you very much. Our health care rises higher than what our raises amount to. I am not in favor of government controlled insurance at all. The president and congress need to stick to taking care of other business - stay out of our health care.

 


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