RALEIGH, N.C. (AP) — A divided auto insurance industry will try again next year to change a unique regulatory system in North Carolina, which enjoys some of the lowest rates in the country. The industry will use the argument that average costs are low because the best drivers are paying more than they should.

North Carolina motorists had the lowest auto insurance rates on the East Coast but for Maine in 2010, according to the latest consumer cost information analyzed by the National Association of Insurance Commissioners.