“Two for the Money,” by Jonathan and David Murray and Max Alexander, offers clear and easy-to-understand advice for those of us who are somewhat challenged in the area of finance. The book is designed to help increase your awareness of your spending and gives you practical tips on how to stretch those dollars, invest them more wisely and create a realistic budget.

After walking you through these tasks, the Murray twins delve into the best ways to plan for your retirement and help you understand the real story behind writing wills and trusts. Other subjects covered includecredit issues, family planning, insurance concerns, long-term medical costs, savings and treasury bonds, mutual and hedge funds, and annuities.