One of Obamacare’s key architects said Wednesday morning that Americans weren’t being penalized enough for forgoing health insurance coverage, which he characterized as “probably the most important thing experts would agree on” as it relates to improving the law.

CNN’s Carol Costello asked Jonathan Gruber, an MIT economist who previously aided the creation of “Romneycare” in Massachusetts, for a “fix that would drive premiums down”. The Obama administration reported in the last week that the average monthly premium for a 27 year old with a midlevel plan on the federal exchange would increase by 25 percent. Here is Gruber’s response: