A child leaving home alone for the first time takes a risk. So does the entrepreneur who opens a new business. I no more want government to prevent us from doing these things than I want it to keep us in padded cells.

Everyone has a different tolerance for risk. One person takes out a second mortgage to start a business. Another thinks that sounds nerve-racking, if not insane. Neither person is wrong. Government cannot know each person’s preferences, or odds of success.