Falling behind on mortage payments? Montgomery County is holding a free foreclosure workshop for homeowners who have lost their incomes due to a layoff or have had unexpected medical expenses tap out their savings. The workshop is first-come-first-serve and will be held Saturday in Gaithersburg.

Homeowners can sign up for one of HomeFree-USA’s two sessions. The first session will be from noon to 2 p.m. and the second from 2 to 4 p.m. Both will provide information about Maryland’s Emergency Mortgage Assistance program. Funding for the program is limited and applications should be submitted as soon as possible.

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