For Marylanders, when it comes to convenience and saving money, Commerce Bank is the best place for banking at an ATM while Wachovia and M&T Bank are tops for those that use tellers.

These are some of the results of Consumer Reports? recent survey of 11,000 subscribers across the nation as part of the magazine?s Personal Banking Survey. The results are published in the September edition of the magazine, on newsstands this week.