Daniel Payne is concerned that allowing people to access a share of their Social Security benefits after the birth or adoption of a child, in return for delaying their retirement benefits to fully offset those costs, would open the door to an expansion of the federal welfare state.
That’s a legitimate consideration. Yet there is also reason for optimism that the approach outlined in this Independent Women’s Forum policy brief could encourage people to consider how to more efficiently and effectively use the government programs that we already have, rather than creating or expanding new ones.
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