To see why the Patient Protection and Affordable Care Act will raise the costs of health insurance for Americans, look no further than Missouri, where U.S. District Judge Audrey Fleissig struck down a state law exempting moral objectors from purchasing birth control coverage. Judge Fleissig wrote on Thursday that this Missouri law contradicted federal law, which requires insurers to offer free contraceptive coverage, and that federal law pre-empts state law.
This is a small example of how one-size-fits-all health insurance requires Americans to buy broader policies than they need. This raises the cost of health insurance premiums under the Affordable Care Act.
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