Obamacare prices are soaring, but for most people who get their coverage through their workplaces, premiums are growing slower than before the Affordable Care Act was passed.

Premiums for employer-sponsored coverage rose an average of 3.8 percent annually in the five years after President Obama’s 2010 healthcare law was passed, compared to a 4.7 percent annual increase in the five years prior to the law, according to an analysis released Wednesday by the Commonwealth Fund.