BARCLAYS SETTLES CHARGES: Barclays PLC will pay about $453 million to settle charges that it tried to manipulate interest rates that can affect how much people pay for loans to buy a house or attend college. The big British bank is paying a $200 million civil penalty levied by the Commodity Futures Trading Commission, the largest in the agency’s history. Barclays also is paying $160 million in an agreement with the Justice Department and $92.7 million to British regulators.