SAN DIEGO (Legal Newsline) – A federal judge has ruled that the named plaintiff in a proposed class action lawsuit against Southwestern & Pacific Specialty Finance Inc. failed to prove that the company violated the Fair Credit Reporting Act.

The named plaintiff, Jaime Lea Derderian, could not provide sufficient evidence that she did not receive Southwestern’s firm offers of credit, according to an order granting the defendant’s motion for summary judgment filed Dec. 8 in the U.S. District Court for the Southern District of California.

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