BATON ROUGE, La. (AP) — One month into the hurricane season, State Farm’s 308,000 Louisiana homeowner’s customers are confronting an unpleasant change: their policies now include a mandatory 5 percent hurricane deductible.

State Farm spokesman Gary Stephenson tells The Advocate (http://bit.ly/1xRvyrZ ) the hurricane deductible was included on new policies in November and added to existing customers as they’ve renewed their policies on or after Dec. 1. Most policies had a 2 percent hurricane deductible.