(The Center Square) – In 1990, Dan Apple was more than halfway through his undergraduate education at the University of North Carolina at Greensboro when he decided to leave school for the workforce.

“I mistakenly thought that I knew everything and would be fine without finishing college,” Apple told The Center Square. “It didn’t take long to figure out that it wasn’t true. But by that time, I’ve had a wife, I had a kid, responsibilities. House payments.”