Only a fraction of residents in the storm-drenched Huntington area appear to have flood insurance, leaving many in the east Fairfax county community with tens of thousands of dollars in uncovered damage.
About a dozen homeowners have approached state insurance representatives — who manage the claim process for the federal government — at the Huntington Community Center.
Only a few of those people had flood policies in place, according to Mary Bannister, deputy insurance commissioner with the State Corporation Commission’s Bureau of Insurance.
“A few have it, most don’t,” she said.
The community was dealt $3.3 million in property damage after Cameron Run overran its banks and flooded about 150 homes during the recent summer storms.
Neither the state Corporation Commission nor Fairfax County had figures available Thursday on the number of residents in the area with flood insurance.
The Rev. Carolyn Boyd, a D.C. pastor who moved back to the area about a year ago to take care of her mother, said the family must now deal with about $100,000 of uninsured damages. She worries that the community’s home prices will plummet.
Similar stories have come from others in Huntington, who are now facing the frustration of rebuilding their homes while not knowing how to pay for it.
“We’re still here and we still have needs, and we still need people to know that this community is still in trauma,” Boyd said.
One of the lucky ones, Jason Todd, who works for a commercial real estate trade association, expects the extensive damage to his appliances and structure to be covered.
“I’m expecting to have the major things replaced by insurance,” he said.
