US average rate on 30-year home loan 4.12 percent By The Associated Press October 9, 2014 2:34 pm FacebookTwitterEmailPrint Add Washington Examiner on Google FacebookTwitterEmailPrint A key long-term U.S. mortgage rate fell this week, the third consecutive drop after a sudden increase three weeks ago. Here’s a look at rates for fixed and adjustable-rate mortgages this week and over the past year: Related Content Campaigns Liberal judge Chris Taylor wins Wisconsin Supreme Court election White House Trump orders criminal investigation into CNN story that said Iran claimed victory Congressional Republican Clay Fuller wins Georgia House race to replace Marjorie Taylor Greene World Iran to charge fees and coordinate safe passage through Strait of Hormuz amid ceasefire Economy US oil prices fall over 18% after Trump agrees to two-week ceasefire with Iran