If you live in four locations on the East Coast, you can now use the Postal Service to cash business and payroll checks and have the funds returned as a gift card.

The United States Postal Service rolled out the test program last month in Baltimore, Washington, D.C., Falls Church, Virginia, and the Bronx, New York. Customers in those locations can now bring in their business or payroll checks (up to $500) and have the money deposited onto a disposable gift card.