As lava destroys Hawaii homes, owners ask: Am I covered?

By Associated Press

Published May 15, 2018 10:26pm ET

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As lava destroys Hawaii homes, owners ask: Am I covered? — In this Sunday, May 6, 2018 photo provided by the U.S. Geological Survey, a lava flow moves across Makamae Street in the Leilani Estates subdivision near Pahoa on the island of Hawaii. Kilauea volcano has destroyed more than two dozen homes since it began spewing lava hundreds of feet into the air last week, and residents who evacuated don't know how long they might be displaced. The decimated homes were in the Leilani Estates subdivision, where molten rock, toxic gas and steam have been bursting through openings in the ground created by the volcano. | (U.S. Geological Survey/AP)

HONOLULU — Patricia Deter moved from Oregon to Hawaii to be closer to her two daughters, but the Kilauea volcano burned down her home only a month after she bought it.

Now Deter and others who have recently lost homes to the lava-spewing mountain are on an urgent quest for answers about insurance, desperate to learn whether their coverage will offer any help after molten rock wiped out most of what they owned.

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Hawaii Insurance Industry Natural Disasters