US average rate on 30-year home loan 3.97 percent By The Associated Press October 16, 2014 4:34 pm FacebookTwitterEmailPrint Add Washington Examiner on Google FacebookTwitterEmailPrint Average U.S. mortgage rates tumbled this week, with the 30-year loan hitting its lowest level since June 2013. Recommended Stories Over 5,000 flights delayed or canceled on second day of FAA cuts as Duffy threatens more reductionsDid anyone win the US-Canada trade and tariff war?Supreme Court could save Trump by overturning his tariffs Here’s a look at rates for fixed and adjustable-rate mortgages this week and over the past year: Related Content Sports White House hails ‘beautiful’ prospect of new Commanders stadium bearing Trump’s name News UPS, FedEx ground plane model involved in deadly Louisville crash News Voting rights group warns CA redistricting push could undermine trust in IL News Chicago downtown office space vacancy rate jumps to record high levels News Arizona court to hear arguments about right to a jury trial