Fairfax County had the second- highest number of subprime mortgages in the national capital region in 2004, according to the Urban Institute.

Fairfax trails Prince George’s County, where 26 percent of all mortgages were subprime loans given to people with less than stellar credit history. For the entire region, more than 11 percent of mortgages fell into this category, 6 percent higher than the national average.