Is no payoff document a problem?

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Dear Ms. Lank: My ex-husband paid off my mortgage, but I’ve never received any documentation to show that this has been done. Now that I’m getting the house ready to sell, will this lack of documentation be a problem? If so, who do I contact to get the “paid in full” statement? – V.H.

Answer: Contact your county’s public records office. It’s possible the records already show the payoff (“satisfaction” or “reconveyance deed”). If so, everything’s fine and it won’t matter whether you have the document or not.

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