Federal authorities have charged a Silver Spring lawyer and three other people in what was called a scheme to recruit auto accident victims into faking their injuries to collect inflated insurance claims. As part of the investigation into widespread and long-running conspiracy to defraud auto insurance agencies, the FBI and the D.C. police conducted an undercover operation and dropped a false crash report into the police department’s system for traffic accident reports, documents said. A special agent posed as the driver who had been rear-ended. Court records offer the following account: