“Reclaiming Affordability” is an op-ed series in partnership between Independent Women and the Washington Examiner. Each day this week, a policy expert at Independent Women will tackle the top concern on the minds of voters this election cycle from a different angle, putting forth realistic solutions to the affordability crisis.

As a young woman with debt, rising rent costs, gas prices, and utility bills occasionally make me doubt whether I will be able to afford the things in life I long for. Despite working a full-time job and being frugal with my money, times of financial instability have made me reconsider basic quality-of-life choices like whether I can visit family on holidays.