Millions of Americans are saving billions with debt relief — so lenders are trying to block it

Published August 7, 2026 8:00am ET



It is no secret that millions of Americans are struggling under financial pressures from inflation. Most Americans look at gas and grocery prices as a proxy for overall inflation. Add in higher interest rates and higher costs for healthcare, and a rational person would conclude that any effort to restrict access to debt relief programs seems like terrible policy. Responsible debt relief is a legitimate, regulated option that helps many with unsecured debt regain financial stability.

Many families don’t have the same access to debt relief options as the wealthy or large corporations. Alternatives to declaring bankruptcy or being delinquent on payments on existing debt give Americans a safe, practical way to right a family’s financial ship. Unfortunately, opportunistic groups are espousing policies that will hurt Americans and put more roadblocks between consumers and debt relief opportunities.

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