As the financial crisis of 2008 and the pandemic have shown, there’s no crystal ball to warn us when and how our economy may be turned upside down. But not all economic blindsides are created equal or affect us the same way.

Twelve years ago, the United States didn’t experience shortages of basic household items or suffer through key food staples doubling in price. And as painful as the housing crash was for the nation more than a decade ago, it didn’t result in more than 40 million people across the country losing their jobs, as we have sadly seen over the past three months.