Last night, as 70 Democrats refused to show up to the State of the Union, President Donald Trump showed up for American workers. During his speech, Trump announced a truly transformative policy in modern U.S. history — savings accounts that will allow all American workers to have a real piece of the American dream and a stake in the success of our country.
What Trump has done is stand firm on the urgent need for all Americans to own a piece of the American economy. Ownership, not handouts, is the goal.
The U.S. economy is the engine that fuels growth at home and across the globe. And what makes it great is the American people and their workers. Talk to anyone, and they will tell you the American worker is exceptional — strong, honest, and hardworking.
Yet, as the American workforce has modernized, how workers save and plan for the future has not. As many as 42% of working Americans ages 18 to 65 do not have access to a workplace savings or retirement plan. The gig economy has grown, entrepreneurs have flourished, and some of our country’s small businesses — as thriving as they are — can’t always afford to administer expensive 401(k) plans. Many Americans’ pensions have gone bust, and too few workers are taking advantage of individual retirement accounts.
RESTORING AMERICA: THE $1,000 TRUMP ACCOUNTS ARE AN INVESTMENT IN OUR CHILDREN’S FUTURE
Trump solves this with a new plan to give every working American access to an investment vehicle similar to the military or federal government workers’ savings plan, with the federal government matching any contribution up to $1,000 a year. Then, by harnessing the power of compound returns, that investment will transform over 50 million workers from spectators into shareholders. American workers will now have a direct stake in the economy and a piece of this engine for their own future.
This works because Trump understands two powerful forces: compounding returns over time and the dynamism of the U.S. economy. Consider how $1,000 invested in the S&P 500 in 1980 grew to $181,100 at the end of 2025. That too can be done today, and not just for private investors but for all Americans.
These accounts, much like the previously announced “Trump accounts” for children, are designed to help every American reach lasting financial stability and empower all workers to own a stake in the American dream. This is not only a new policy, but a new culture of saving and investing for American workers and families.
These new accounts are how all Americans can have a piece of the American dream. By ensuring all full-time and part-time workers have the portability, ease, and incentive to contribute to a tax-deferred savings account, this policy would increase wealth generation among working Americans and create a pathway for secure savings.
Trump has already begun to usher in the Golden Age, and all Americans should take an ownership stake in it. This agenda started with Trump accounts for children. These new savings accounts carry the vision forward for all workers.
NEARLY TWO-THIRDS OF STATE OF THE UNION VIEWERS APPROVE OF TRUMP SPEECH: CNN POLL
Whether with the Working Families Tax Cut, the Department of Government Efficiency, or deregulation, the Trump administration and the Republican-led Congress have already delivered historic economic wins for our country. As we heard last night, his agenda is successfully reversing the economic decline caused by failed Biden administration-era policies, and he is looking to the future with even more ways to make life more affordable for American families and workers. The economic turnaround our country needs is far from over.
This plan is the next step in the push to provide all Americans with lasting financial stability and a renewed sense of ownership in the country’s success. A rising tide lifts all boats, and this policy offers all Americans the chance to climb aboard.
Jessica Anderson is the president of Sentinel Action Fund, a conservative super PAC focused on turning out absentee, early-vote, and “day of” voters.
