If your health insurance plan was cancelled, or if your premiums jump more than normal, you shouldn’t just blame President Obama and Congress. You should also blame the industries who lobbied to force you to buy insurance for their products.

Obamacare outlaws insurance plans that don’t meet new standards set by the Department of Health and Human Services. For instance, insurance plans often have out-of-pocket maximums – Obamacare won’t allow an out-of-pocket max higher than $12,700.