There was a time when you’d have to fly to Nevada, take a trip to a reservation, or deal with a criminal bookie if you wanted to wager on sports. Today, most Americans have this power at their fingertips. It’s ruining sports, and more importantly, people’s livelihoods.

You can tell a lot about a society based on how it spends its money. Americans are spending more on sports betting than on movies, arts, museums, and music combined, according to Fortune. With an endless supply of sports betting apps offering free bets and boosted odds, the temptation to wager “a couple bucks here and there” feels nearly insurmountable. And before you know it, you’re down four figures — if you’re lucky. I would know, I’ve been there.