For Americans thinking of traveling to Iraq without the protection of U.S. Marines, the government’s advice is blunt: Plan your funeral before you leave.

“Draft a will and designate appropriate insurance beneficiaries and/or power of attorney,” the State Department advised on New Year’s Day. “Discuss a plan with loved ones regarding care/custody of children, pets, property, belongings, non-liquid assets (collections, artwork, etc.), funeral wishes, etc.”