HARTFORD, Conn. (AP) — Families suing the operator of a Hartford nursing home where 16 patients died in a 2003 fire suffered a setback Monday, when the Connecticut Supreme Court ruled that the home’s insurance coverage was $1 million instead of the $10 million claimed by the victims’ relatives.

The justices’ 3-2 decision reversed a lower court judge’s interpretation of Greenwood Health Center’s insurance policy in favor of the families. The high court instead found in favor of Boston-based Lexington Insurance Co., a subsidiary of American International Group Inc.