Before you buy your home, have you given much — or any — thought about how you’ll title it?

“Many homeowners don’t think about it,” says Matthew Drewes, an attorney at Thomsen & Nybeck in Bloomington, Minn. “Some don’t even realize there are options until they show up at closing and are asked how they’d like their deed to read. At that point, they’re pretty much on their own. Title companies are reluctant to give advice, and frequently you’re dealing with a closer who’s not well-versed in title issues.”