An elderly woman gets a call from her grandson. Or at least, she thinks she does. He sounds panicked and says he needs money immediately. Although the voice is spot-on, it’s completely fake. Within hours, her savings are gone — wired through a maze of accounts, converted into cryptocurrency, and moved out of reach. By the time anyone realizes what happened, the trail is cold. 

Unfortunately, this is exactly how the cartel-run fraud system now works.