Whenever the federal government steps in, costs usually rise and efficiency declines.

That is especially true when it comes to a college education, which President Obama promised during the 2008 campaign to make more affordable. “We’ve got to make sure every young person can afford to go to college,” he said then. Instead, tuition costs keep rising, along with the debt owed by increasing numbers of graduates, who are now campaigning — with bipartisan approval in an election year — for Congress to stop interest rates on their subsidized Stafford loans from doubling in July.

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