Gary Palmer of Alabama, chairman of the U.S. House Republican Policy Committee, has a targeted proposal for coronavirus-related relief that Democrats also should love. Aimed especially at helping parents cover child-care costs, it merits quick insertion into the new coronavirus-relief legislation, or passage as a stand-alone bill.

The proposal, H.R. 7149 as a stand-alone bill, is ingeniously simple. It would allow people with federal Flexible Savings Accounts to roll over their FSA savings from 2020 to 2021, or to withdraw or adjust their amounts penalty-free. That’s it. Simple, but important.