DOGE rightly targets the CFPB, but only Congress can deliver lasting change

The Department of Government Efficiency has finally breached the Consumer Financial Protection Bureau.

A flurry of reporting reveals that DOGE is communicating with staff and “sought access to information technology systems” at the agency and Russell Vought, President Donald Trump’s budget chief, has taken over as acting director of the agency. Vought immediately issued a stop-work order and indicated his intent to cease all funding to the agency. Big changes have come for the CFPB, but to enact meaningful, lasting reforms, congressional action is required.